Start swiping with Mobile Money today!

Not familiar with MTN’s revolutionary Mobile Money offering? It’s a safe, secure and affordable way to do your banking, and it’s available to any and every one, on any cellphone network in Mzansi… Better yet, with Mobile Money you pay no monthly or annual account service fees, and no minimum account balance is required.

Sound good? We think so too! As if this isn’t already enough, we’re now letting you do even more with your Mobile Money account. You can now get your very own Mobile Money VISA Card, available from any Pick n Pay or Boxer store (background risk checks will be done upon purchase). Activate it within 72 hours and you’ll be ready to start swiping. Why is a Mobile Money VISA Card great? For one, it will allow you to pay for goods and services at most retail stores  and withdraw cash from any ATM.

The benefits don’t stop there though; with no monthly or annual card fees and unlimited card swipes, Mobile Money will definitely also make your trips to the shop much more affordable. If most of your shopping is done at Pick n Pay stores, you’ll also earn double Smart Shopper points with your wiCode when you pay. It just keeps getting better…

We encourage you to move to the better way to do your banking and enjoy the benefits that come with it. Here’s a reminder  as to how simple Mobile Money actually is.

After you’ve set up your Mobile Money account, simply follow the below easy steps to get your Mobile Money VISA Card working:

Step 1: Get your Mobile Money VISA Card at any Pick n Pay or Boxer store

Step 2: Dial *120*668# and enter your Mobile PIN

Step 3: Select “More”, then select “My Account”

Step 4:  Select “Mobile Money Card”, then select “Activate Card”

Step 5:  Select the account on which to activate your Card if you have more than one account

Step 6:  Accept the Mobile Money Card Terms & Conditions

Step 7:  Enter the 11-digit barcode number displayed on the back of the Card

Step 8:  Enter the last 4 digits of the 16-digit number on the front of the Card

Step 9:  You will receive a confirmation SMS that your Card has been successfully activated

Now that you’re on your way to becoming a Mobile Money maestro, it’s time to reward yourself with a bit of extra cash in your brand new Mobile Money account. Simply enter our competition below for the chance to win (Hint: The answer to the question can be found on this blog article).

To enter, fill out the form below and see if you will be one of the eight lucky winners to get a little extra cash in your wallet.


Terms and Conditions apply

Have you bought your Mobile Money VISA Card yet? Let us know in the comments section below.


  1. Hi i also tried to get the card from maponya picnpay and what they told me is that they dont provide cards

    but the way they responded, it shows that they dont have a clue about mobile money visa card

    just wanted to know the way forward about this, i really need the card ASAP

  2. lungelwa

    hi I am having trouble activating my mtn money card can I e-mail to activate it

  3. thabo

    i try to get mtn swipe card at johannesburg.pickn pay in rossettenvil but they told me that.that card is not yet all can it be posseble

    • K van Niekerk

      Hi Thabo. The Mobile Money VISA Card is available at all Pick n Pay stores nationwide at R19. Perhaps they had no stock in the store, we will enquire about the stock available in the Rosettenville store and ensure that it is replenished should there be a shortage. Thank you.

  4. Michael

    can someone else deposit money,is it like a normal bank account

    • MSadie

      Hi Michael, Sure, someone can use a electronic transfer and pay money into this account like any other. Just keep in mind the limitations in terms of the maximum balance of R25 000.

  5. But really if u stay far from a boxer or picknpay store how will u get the card can’t u just withdraw the money at a fnb atm or netbank and if so tell me how

  6. Elias Rafube

    It is an old one

  7. Rafiq Ally

    Does it work world wide. No transaction fees at all. How do we put money in? ??

    • KVanZyl

      Hi Rafiq, Mobile Money is currently available in South Africa only. You do not pay any card-swipe fees or monthly card or account fees. You can deposit cash at PnP or Boxer till points. You can also EFT money from other banks into your Mobile Money account – select SA Bank of Athens from online banking menus of most banks and follow prompts. You will need to have your Mobile Money account number handy – if not, no worries, dial *120*668# to log-in, go to “More” then “My Account” then “Account Number”. Call 0831230145 (free for MTN subscribers) should you need further assistance.

  8. Victor Scott

    What are the cash deposit fees?
    And is the an app to check balances and transactions?

    • KVanZyl

      Hi Victor, deposit fees are as follows:
      – Free for MTN customers
      – R4 for non-MTN customers

      We do not have an App as yet but we do have a mobi-site which you can access at Here you can do normal transactions you would do on USSD including checking your balance, buying airtime, electricity, SMS & data bundles, and doing wiCode-type transactions. This is the only platform for now where you can pay bills to other banks (EFT to other banks).

  9. Nzu

    Is this card works like a credit card or?

  10. lee anne

    Hi there so this card is link to my bank account?or is it like a smart shopper card ???

    • KVanZyl

      Hi Lee Anne, it’s linked to your Mobile Money account, yes 🙂

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